Posted by Shirley on January 30, 1998 at 15:43:10:
In Reply to: Is your FICO Score high enough to get a lower rate? posted by Christine Baker on October 12, 1997 at 10:51:23:
I recently found out that my credit score was in the 400s which I understand is Terrible!! I have one 30 day late and NO default, judgments or bankruptcy, so I do not understand the ways of scoring? I have a new home, a car, 3 credit cards and a signature loan ALL of which I have never made a delinquent payment on..... this system does not make sense to me!