Re: charge offs

Posted by John on January 24, 1999 at 09:19:53:

In Reply to: charge offs posted by audrey on November 30, 1998 at 19:11:43:

Go down to your local credit bureau and dispute the debt. Tell them this is NOT your debt and there has been a mistake. The credit bureau will have to verify with them that this debt belongs to you. If they don't respond with-in 30 days the debt MUST be removed from your credit file. Since they won't call you back then maybe they won't respond to the credit bureau either. Then the charge off will be deleted from your credit file if they don't respond. You can also look on your credit report to see what the balance owing is. They always show the amount that was originated as the charge off and the current amount still owed.

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: Go down to your local credit bureau and dispute the debt. Tell them this is NOT your debt and there has been a mistake. The credit bureau will have to verify with them that this debt belongs to you. If they don't respond with-in 30 days the debt MUST be removed from your credit file. Since they won't call you back then maybe they won't respond to the credit bureau either. Then the charge off will be deleted from your credit file if they don't respond. You can also look on your credit report to see what the balance owing is. They always show the amount that was originated as the charge off and the current amount still owed.


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