Re: Mortgage Company applied payments strange

[ Follow Ups ] [ Post Followup ] [ Credit ] [ FAQ ]

Posted by Susan Haskins on November 21, 1998 at 17:39:07:

In Reply to: Re: Mortgage Company applied payments strange posted by Christine Baker on November 15, 1998 at 14:55:58:

Me again. I would like to write a letter to the lender requesting that they
remove the charges (I have never paid the charges, which they claim
now are more than $1500). Can I reference any legal document that states
in plain language that what they did is not legal or permitted?

PS - I would love to shut them down and own my house free and clear.
I did make all payments as agreed in the bk plan and the bankruptcy
was discharged.

: I'd recommend that you publish the terms of your bk, as well as the lenders accounting statement (you may have to pay $5 for any 12 month history.)

: You NAME the lender, put it all nicely on a web page, and start posting the URL in legal newsgroups, send it to media, etc. And of course you send a copy to the lender.

: The lender CANNOT charge late fees IF you pay as agreed in the bk plan.

: If you need web space and/or want to stay anonymous, I'll be happy to provide the space free of charge.

: IF you are correct, this lender should be shut down and you should own your house free and clear. Lenders KNOW that borrowers in bankruptcy obviously have financial problems, are disorganized and often can't prove that the payments were made.

: FNMA even foreclosed on and evicted a family who had made EVERY single Ch. 13 payment, counting on the borrower's inablility to fight.

: Sorry for the late reply, just sold my house and got a zillion things to do. Please let us know how you're doing!

: Christine Baker

Follow Ups:

Post a Followup

Name :
E-Mail :
Subject :

Comments:
: Me again. I would like to write a letter to the lender requesting that they
: remove the charges (I have never paid the charges, which they claim
: now are more than $1500). Can I reference any legal document that states
: in plain language that what they did is not legal or permitted?

: PS - I would love to shut them down and own my house free and clear.
: I did make all payments as agreed in the bk plan and the bankruptcy
: was discharged.

: : I'd recommend that you publish the terms of your bk, as well as the lenders accounting statement (you may have to pay $5 for any 12 month history.)

: : You NAME the lender, put it all nicely on a web page, and start posting the URL in legal newsgroups, send it to media, etc. And of course you send a copy to the lender.

: : The lender CANNOT charge late fees IF you pay as agreed in the bk plan.

: : If you need web space and/or want to stay anonymous, I'll be happy to provide the space free of charge.

: : IF you are correct, this lender should be shut down and you should own your house free and clear. Lenders KNOW that borrowers in bankruptcy obviously have financial problems, are disorganized and often can't prove that the payments were made.

: : FNMA even foreclosed on and evicted a family who had made EVERY single Ch. 13 payment, counting on the borrower's inablility to fight.

: : Sorry for the late reply, just sold my house and got a zillion things to do. Please let us know how you're doing!

: : Christine Baker

Optional Link URL:
Link Title:
Optional Image URL:

[ Follow Ups ] [ Post Followup ] [ Credit ] [ FAQ ]