Re: Chapter 13 Credit Report Nightmare

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Posted by Christine Baker on September 21, 1998 at 13:49:51:

In Reply to: Chapter 13 Credit Report Nightmare posted by Jim G. on September 20, 1998 at 08:41:59:

I doubt it matters to Scores how your BK was discharged, but I'm no expert on those BK technicalities.

Read the BayHouse pages on disputes and follow the instructions (mail certified etc.) If you're not sure how to read your reports and what to do, you might prefer to pay somebody like myself to explain the reports to you and prepare the disputes.

If you pay your creditors "as agreed" from now on, you shouldn't incur any more derogs on your credit. Be sure to keep the creditor letters with the terms and make sure the creditor receives the payments within 30 days of the due date.

Good luck,

Christine

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Comments:
: I doubt it matters to Scores how your BK was discharged, but I'm no expert on those BK technicalities. 

: Read the BayHouse pages on disputes and follow the instructions (mail certified etc.) If you're not sure how to read your reports and what to do, you might prefer to pay somebody like myself to explain the reports to you and prepare the disputes.

: If you pay your creditors "as agreed" from now on, you shouldn't incur any more derogs on your credit.  Be sure to keep the creditor letters with the terms and make sure the creditor receives the payments within 30 days of the due date.

: Good luck, 

: Christine


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