Credit Repair Firms and yes even Attorney's

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: I'm wondering....How many of you after having posted here at Bayhouse have received e-mail from "well intended" persons representing so called "Credit Repair Firms?"  IF a credit repair firm has really helped any one of you I personally would like to know about it!! I only wish that the FTC and state Attorney Generals would be as vigorous about enforcing the FCRA as they are in going after these firms.  I will have paid an Attorney over $400.00 for doing nothing!!  Yes, he did some research, etc.  It was my studying the FCRA, writing to President Clinton, FTC, Attorney General, Senators, Congressman, etc. that finally paid off.  I hired an Attorney after having sent a letter to Experian's legal department.  My Attorney had not yet sent them a letter.  Some cases do require an Attorney and filing suit against the violating CRA.  It is said that most if not all things you would PAY a credit repair firm to do you could do yourself for free or for minimal cost.  According to some in the field of credit if a CRA suspects you are working with a credit repair firm it only makes it that much harder.  A word of advice.  Any mistake or mistakes that a creditor has made in reporting your account is generally to your advantage. 

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