Re: Credit reporting for MULTIPLE bankruptcies

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Posted by Christine Baker on December 16, 1998 at 17:24:27:

In Reply to: Credit reporting for bankruptcies posted by Anon on November 19, 1998 at 14:50:33:

You filed again in 91, so yes, the Ch. 7 will be on for another 3 years. However, THAT should not cause you any problems at all, provided you re-established credit and paid in a timely manner since then.

Good luck,

Christine

: My husband and I filed Chapter 13 in December, 1988. Once the secured debt was paid, we converted to Chapter 7 in March, 1991 using the same case number. One credit reporting agency is reporting both dates. Therefore next month I can request that the December 1988 be removed, but we will still show a Chapter 7 for another 3 years for this agency. My question is can they do this?

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: You filed again in 91, so yes, the Ch. 7 will be on for another 3 years.  However, THAT should not cause you any problems at all, provided you re-established credit and paid in a timely manner since then.

: Good luck,

: Christine

: 
: : My husband and I filed Chapter 13 in December, 1988.  Once the secured debt was paid, we converted to Chapter 7 in March, 1991 using the same case number.  One credit reporting agency is reporting both dates. Therefore next month I can request that the December 1988 be removed, but we will still show a Chapter 7 for another 3 years for this agency.  My question is can they do this?  


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