My telephone conversation with Experian

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: **//I am calling in regards to account 123456789
: TRW//That account has already been verified twice, we only verify accounts once every 6 months.
: **//I see nothing in the FCRA about how often an account can be verified, let me speak to your supervisor.
: TRW//Okay, Sir?  I just spoke with my supervisor and I can re-verify that account.
: **//I just spoke to them.  They said that no one has ever verified this account.  When did you verify this account?
: TRW//Well, I don't know.  I don't have the dates.
: **//This account was unrated, you are still showing this account as an R-9//B-9 charge off.
: TRW//Wait a minute, your telling me that you just spoke to the bank and they told you that this account was unrated?
: **//That's right.  I just spoke to "Jane" at 1/800-XXX-XXXX.
: TRW//Okay, hold on, just hold on.
: TRW//Okay sir, I have "Jane" on the line and she has confirmed that the account was unrated.  As I explained to "Jane" the charge off is a matter of history and can't be changed.  I'll let you talk to her.
: **//Hello?  Experian?  They have already hung up................

: Section 611 of the FCRA clearly states that in cases of disputed accuracey the CRA shall reinvestigate and record the CURRENT status of the account.  I guess I'll have to file suit against you for violating my rights.  How about your violation of sections 604, 605, 607, (611)?  What about those?


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