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FICO Credit Scoring IS Fraud! My clients' FICO Credit Scores changed by up to 24 points in only ONE day with NO changes on the reports.
What a difference a day makes APPROVED today - DECLINED tomorrow! The scanned Preliminary Residential Mortgage Credit Reports Report 7-30-97: Report 7-31-97: Report 8-1-97: On 8-3-97 I faxed the 8-1 report to my account rep Sheryl (Financial Datalink) asking: "Can you tell us what changed on the CoBorrower's TRW to cause a 24 point FICO drop?" As usually, I received no response. If you need evidence that FICO Credit Scoring is a FRAUD for legal action, I'll be happy to supply the original reports. However, my clients must remain anonymous. How did I get these reports and Fair Isaac credit scores on 3 consecutive days? As always, I had ordered the preliminary RMCR with all three repositories. However, somebody or something at Financial Datalink screwed up, Equifax was missing. So I requested an updated report with Equifax. On 7-31 I got a new report, again missing Equifax. Finally on 8-1 I got the complete report including Equifax. If you have any comments, please POST at the BayHouse Forum |